Buying versus renting

Posted On Dec 13, 2024

At some point in their lives, most Canadians have probably asked themselves whether it is better to buy or rent a home. And purchasing a home is one of the biggest decisions most people ever make.  Ultimately, the decision is a personal choice, but...

Mortgage brokers offer choice

Posted On Dec 02, 2024

The next time you’re looking for a mortgage for that new house or you’re up for renewal on your existing mortgage, think about using a mortgage broker – their services are free and they offer you an abundance of choices the banks simply can’t...

Getting a Mortgage Pre-Approval

Posted On Nov 15, 2024

If you are looking for a new home, be sure you are pre-approved. With a mortgage pre-approval, a licensed mortgage professional can do a more complete verification prior to sending you shopping for a home, and with that done, the dollar figure you...

Fixed Rate or Variable Rate

Posted On Nov 04, 2024

The decision to choose a fixed or variable rate is not always an easy one. It should depend on your tolerance for risk as well as your ability to withstand increases in mortgage payments. You can sometimes expect a financial reward for going with the...

Looking Beyond Mortgage Rates

Posted On Oct 07, 2024

It’s easy to get caught up in the idea that comparing mortgage rates will guarantee you get the best bang for your mortgage buck. While this may be true for particular situations, there are many scenarios where this strategy is not effective....

Advice for credit challenged clients

Posted On Sep 20, 2024

 In today’s economic climate of tighter credit requirements and increased unemployment rates taking their toll on some Canadians, there’s no doubt that many people may not fit into the traditional banks’ financing boxes as easily as they may...